Real Estate Insurance
for Property Owners and Managers

Do you own, develop or manage commercial or residential real estate, such as office buildings, retail space or multi-family properties?

If so, you know that finding comprehensive, competitively-priced real estate insurance can be challenging.

We are quite experienced at insuring commercial and residential properties at every stage of development – from vacant land to completed, occupied structure. We are able to bind and insure new buildings and locations within moments and can manage out of state business bonds.

From co-ops and condos to apartment buildings, BNC has the experience, knowledge and resources to manage the risks and exposures that are unique to residential real estate. We work closely with property managers and property owners, as well as boards and associations to identify unique risks and exposures. Then, we put together creative, cost-effective insurance programs and risk management tools to transfer and reduce the risk.

When you request a real estate insurance quote, our New York insurance experts will match you with real estate insurance carriers that are most suited for your type of property. We are affiliated with most of the nation’s leading real estate insurance providers, so we can usually offer a wide range of competitive choices. We also well-versed in the emerging risks associated with green construction.

Among other factors, we consider the following property characteristics to develop comprehensive insurance protection for your unique needs:

  • How the building is constructed

  • How the building is used and occupied

  • Your risk of catastrophic damage due to wind and water exposures

  • Business interruption and boiler/machinery exposures

  • Glass breakage exposure

  • LEED certifications

  • Potential pollution and environmental exposures

  • Slip and fall liability exposures

  • Accurate replacement cost value (often different than market value)

  • How green construction impacts replacement cost value

If you build, remodel or rehabilitate property, Ian can also help with construction insurance.  If you are a landlord, Ian can assist with landlord and tenants insurance, and if you have employees, talk to Ian about workers’ compensation coverage.